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Ben Ball

Senior Vice President

Target Sells Credit Cards, Cuts Debt, Focuses on Retailing

October 24, 2012

Target, which has said for a couple of years that it wanted to sell its credit card business, announced yesterday that it had reached a deal to sell its portfolio to Toronto-Dominion Bank, AKA TD Bank. What is your reaction to Target's decision to sell its credit card business?      [more...]


The coalition of retailers contemplating operating a mobile payment system should take note. Even after launching a successful, single retailer focused and wholly owned traditional payment system, Target concluded they were better off not being in the payments processing business.

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